Call us at 1 Is there an asset i. Question I have a fair amount of equity in my house, two cars, and some cash in the bank. Take our disability quiz to help you determine whether you qualify for benefits. Talk to a Disability Lawyer Need a lawyer?
Alarmingly, this has persisted for people with disabilities, while the percentage of unbanked or underbanked people is declining for other historically marginalized groups. But people who are unbanked will have to wait several weeks longer to receive this critical assistance.
The U. Following the welfare reform policies of the s, states began collecting more invasive biometric data and information from applicants, beneficiaries, and their families. These data are often shared with law enforcement , expanding the reach of the carceral system and forcing applicants and beneficiaries to forgo most expectations of privacy in order to retain eligibility. Critically, law enforcement is not simply engaged in passive surveillance, but rather actively using it as a tool to punish people who have evaded the reach of the criminal legal system.
For instance, people who have outstanding warrants or have violated the terms of their parole risk having their benefits cut. In , the Trump administration proposed monitoring the social media use of recipients of Social Security benefits in order to identify fraud. While this proposal was ultimately dropped, it reflects a disturbing reality for benefits recipients: Even though fraud is incredibly rare , presumptive criminality is attached to those who apply for and depend on benefits.
This web of criminalization and surveillance ensnares people with disabilities, who are overrepresented in the carceral system and more likely to have criminal records or receive a mental illness adjudication, further undermining their economic security. This is especially critical now, since prisons and jails accelerate the spread of infectious diseases such as COVID People who are incarcerated cannot practice physical distancing and lack access to adequate health care, sanitation, and other critical supports.
Once released, formerly incarcerated people face intense economic and political disenfranchisement , leaving them without a safety net.
As a result, people with records and those currently incarcerated—a disproportionate number of whom are disabled—will be especially vulnerable to infection, death, and economic hardship due to COVID Asset limits compound this marginalization. By trapping beneficiaries in economically precarious positions, they often leave people with few legal options for meeting their needs.
This poverty trap, coupled with the punitive administration of public assistance programs, accelerates criminalization and surveillance at a time when people involved in the carceral system are already at extreme risk.
The ableist myth of self-sufficiency undergirds the stated rationale for asset limits to restrict eligibility. A quick scan of public assistance program websites underscores how ubiquitous this myth is.
For instance, the U. Many states vary the amount of their supplements based on living situations. For example, nursing home residents may qualify for higher supplements that others in some states. Rather than trying to figure out how much of your income will be countable or what the SSI income limit is that applies to you, the best thing to do is to ask Social Security or apply for SSI.
You can either contact the Social Security field office nearest you or call Social Security at The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. The attorney listings on this site are paid attorney advertising. In some states, the information on this website may be considered a lawyer referral service.
Please reference the Terms of Use and the Supplemental Terms for specific information related to your state. Grow Your Legal Practice. Meet the Editors. To get disability benefits from SSI, you can't have much income or assets, though Social Security gives you some breaks when counting your income.
Whose Income Counts? How Is Income Counted? Earned Income Exclusions Social Security has several earned income exclusions that reduce countable income and make it easier to qualify for SSI if you are working. Wedding rings. A wedding ring and engagement ring of any value will be excluded from the resource limit.
ABLE accounts. PASS savings. IDA savings. Money saved in an individual development account IDA is not counted. IDAs are special accounts designed to allow those receiving TANF funds to save specifically for school, the purchase of a home, or to start a business without affecting their SSI benefits. The money used to fund the account comes from money you make from working, and in addition, some states' TANF programs match the savings you put into the account.
Burial savings. Support payments.
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